4 Weekend Gathering Blog Hop!!

Hows it going? What are you doing this weekend?!

I'm just spending time with family! OH! And, I'm visiting all these awesome blogs from this Weekend Gathering Blog Hop! Check it out!

0 Moms.. How do YOU feel sexy? (Intended for mature readers)

This summary is not available. Please click here to view the post.

2 Merry Christmas Eve! Anyone still out there?

MERRY CHRISTMAS EVE!

It's a wonderful time of year, isn't it? I am totally in the holiday spirit!,
mostly because this is the first Christmas for baby Samuel (who by the way, is 2 months old now!!)
but also because I am with my entire family (minus my sister who lives in Florida and doesn't want to see her family for the holidays because she is overly busy being alone on Christmas day, but I'm trying not to think about that..) 

 My plans for today are to prepare the glaze for tomorrows ham, make the chocolate birthday cake for my brother, because his birthday is on Christmas!!, relax with my family, and then get some good sleep! (well okay, we might open a gift or two tonight!!) 

And for tomorrow, it's going to be a long day of laughing, cooking, eating, relaxing, receiving, giving, and loving! What are your big Christmas plans?! I'd love to hear them!

2 Have you looked into life insurance?

Being a parent changes everything in your life, doesn't it? You go from thinking about yourself to thinking about someone else all the time, at least if your like me, in an instant your entire life suddenly revolves around this one special little person and you want to be there for them every moment of every day, and while they're young you usually can be (luckily!) - But we all worry, and we all want to be able to take care of our kids, even where we're gone, right? Well that's where life insurance comes in.

What is life insurance?
Quite simply, life insurance is a contract between you and an insurer, in which the insurer promises to pay a designated beneficiary a sum of money, or "benefits" upon the death of the insured person. The real advantage for having life insurance  is peace of mind, by knowing that your loved ones will be taken care of should something ever happen to you.

Who needs life insurance?

Most Americans need life insurance. If you pass, life insurance can help your family meet important financial needs like daily living expenses, funeral costs and college funding. To sum it up, If someone will suffer financially when you die, you need life insurance. The best way to figure out if you need life insurance is to ask yourself how your loved ones would take care of themselves and other costs when your gone.

How Much Does Life Insurance Cost?

How much you'll be paying always depends on your age and health and the size of the benefit you want. The younger and healthier you are, the less your premium will be. Just as an example (rough estimate) a healthy 40 year old man that buys a 20 year level term policy, that has a fixed annual premium, will probably pay about $350 a year to secure a $500,000 death benefit, whereas A healthy 50 year old man who buys the same policy could pay $1,000 a year and if he waits until he's 60 the policy can cost about $3,000 a year.

Aptus Insurance

Aptus Insurance focuses on finding the right policy for their customers, and they work with the most respected insurance providers in the nation, offering top quality insurance to fit into your budget. By making things easy, enjoyable and clear they make the online shopping experience hassle free and easy to do.Want a  free quote? it's fast and easy!, just fill out one simple online form. They also have great parenting tips on their new parents personal finance guide. Sometimes finding the right policy can be difficult, but one of the most common types of insurance people purchase is Universal Life Insurance because it is a permanent form of insurance, with no expiration date, and the policy will not automatically end . So you might want look into universal plans.

Disclosure / This is a Class A post, to read the Class A disclosure policy please click here. All opinions (negative or positive) are always my own and 100% honest.

0 This Moms Beauty Tips

When I was younger, I spent a lot more time thinking about my appearance. Putting on the make up everyday, doing my hair before even thinking about leaving the house, dying, straightening, curling and primping it everyday. But today, I'm lucky to work up the energy to put lip gloss on! - BUT! No more! My son will be two months old in two days and I think it's time for me to start pampering myself a little more. No, I won't be spending as much time as I used to on fashion and make up because moms, lets face it.. when you have to choose between folding laundry, vacuuming, cooking dinner, taking care of an infant, and finishing the other hundred thousand things on your to-do list for that day or doing your hair, I think your hair is going to lose that battle. - But we can still work in a little time for ourselves, and you might be surprised at how one little thing can help.I'm going to share a few of my quick-tips with you guys.

Olive Oil & Sugar Facial Scrub - This is the first one on the list because it is probably one of the most useful! It is so easy, simple and amazing. This home-made scrub leaves your skin feeling exfoliated and fresh, and incredibly soft. I recommend using this scrub 1-3 times a week, and if you have really dry skin (or the harsh winter is damaging your skin) you can apply moisturizer after using the scrub. It's as simple as this: Mix 1 Tablespoon of water with 1 Teaspoon of extra virgin olive oil, mix until it creates a thick paste, then rub (softy) onto your face in a circular motion. Rinse with warm water. Done!

Baby Powder For Super Soft Skin - It's silly how something you probably already have laying around the house can make such a big difference in the appearance and softness of your skin. I've always had baby powder around somewhere, but recently I've been using it after I get out of the bath, all over my body. It leaves your skin silky smooth and also keeps you smelling fresh (all over!) for a good amount of time. It's refreshing and light, and I love it. Simple as anything really, just take a 15-20 minute hot shower and after drying yourself (patting your body all over, not wiping with the the towel.) put some powder on all over, or even just the dry spots you are trying to moisturize. This is a great tip to keep in mind, because I never would have thought it would make such a big difference, but it does! 


These two simple things really do work wonders, I promise! Do you have any tips or tricks you'd like to share? I'd love to hear them!